Kalinga Sikhya Sathi Yojana 2021: Registration & Login, Search For Loan

Odisha Kalinga Sikhya Sathi Yojana Apply | Kalinga Sikhya Sathi Yojana Registration | Kalinga Sikhya Sathi Scheme Search For Loan | Odisha Kalinga Sikhya Sathi Yojana Application Form

There are numerous college students from Odisha who would like to take up education at higher levels but due to their financial situation, they cannot achieve their goal of being educated to the highest standard. With the financial situation of these students at the forefront, it is the Government of Odisha has launched Kalinga Sikhya Sathi Yojana. Through this scheme, the government offers students with loans for their higher education. In this article, you’ll learn all the necessary information regarding this program, including what exactly is Kalinga Sikhya Sathi Yojana? Its objective benefits characteristics, eligibility criteria as well as the required documents as well as the application process. If you’re looking in learning every single piece of information about the scheme, its purpose, benefits, eligibility criteria, its purpose, benefits, eligibility criteria, features, then you must go through this article carefully to the very end.

About Kalinga Sikhya Sathi Yojana 2021

Chief Minister of Odisha Mr Naveen Patnaik has launched Kalinga Sikhya Santhi Yojana on the 27th of June 2016 to help students from Odisha who wish to further their education. The government will offer educational loans of up to 10 lakh in this scheme for just 1% of interest. The remainder of the interest will be borne to the Higher Education Department of the government of Odisha. Through the introduction of this scheme, the cost of education for parents and on the students will be less. All courses, like engineering, law, management and medicine will be covered by this program.

If the loan amount is equal to 7.5 lakh, the repayment time that the loan has is 10 years. However, when the loan amount is in excess of Rs 10 lakh, the repayment time is 15 years. Students can get loans through the Yojana at scheduled banks.

Details Related To Loan Amount Under Kalinga Sikhya Sathi Yojana

Key Highlights Of Kalinga Sikhya Sathi Yojana

Objective Of Kalinga Sikhya Sathi Yojana

The principal goal the main goal of Kalinga Sikhya Satya Yojana can be used to offer education loans to ensure that students who wish to go on to higher education however due to circumstances are financially unable to afford it, can have the opportunity to further their studies. With this program, the financial burden of students and parents is reduced. The citizens of Orissa can continue their education due to the Yojana in line with their needs which will boost the percentage of literacy within Orissa. This scheme also plays a significant role in generating jobs for the nation as increasing numbers of students are educated as a result of the implementation of the scheme that will result in jobs.

List Of Banks Providing Kalinga sikhya Sathi Yojana

Benefits and The Benefits Of Kalinga Sikhyasthi Yojana

• Chief Minister of Odisha The chief minister of Odisha, Mr. Naveen Patnaik has launch Kalinga Sikhya Sathi Yojana
• This program was launched on the 27th of June, 2016 to the students of Odishawho is looking to pursue higher education.
• Through this program, the government offers financial aid to students through loans for education up to 10 lakh
• The recipient has to pay one percent an interest rate on loan amount.
• All the courses such as engineering, medical law, management and more are covered under this scheme.
• The interest rate for the balance is to be paid by the department of higher education within Odisha’s Government of Odisha
• If the loan amount is equal at Rs 7.5 lac, the repayment term of the loan is 10 years.
• If the amount of loan is up at Rs. 10 lakh, the repayment time for the loan is 15 years.
• The loan for education under this Yojana can be accessed from banks that are scheduled to offer it
• Only citizens of Odisha are eligible to apply under this scheme
• The annual household source of income for the candidate has to not exceed Rs 600000 per year.
• It is negligible for the duration of the moratorium under this scheme.

Interest Subvention in Moratorium Period of Kalinga Sikhya Sathi Yojana

The moratorium time period is a period during which the borrower isn’t required to pay any form of payment to repay the loan. At this time, the borrower is not required to pay any EMI. This is basically a form time period of wait. The moratorium period is of time that is inclusive of one year. It differs from bank to institution. In the scheme of Yojana, the government grants financial assistance to students by eliminating the interest on repayment as well as a time-bound moratorium after the course of study is completed.

Eligibility Criteria Of Kalinga Sikhya Sathi Yojana

• The applicant must be a permanently resident Odisha
• The family source of income for the candidate has to not exceed 6 lakh per year
• The applicant must not be receiving the benefit of similar scheme offered by the state or central government
• The conditions and terms of the loan will be in accordance with the norms of each schedule bank.
• The bank has the authority to approve the loan application

Required Documents To Apply For Kalinga Sikhya Sathi Yojana

• Aadhar card
• PAN card
• Bank passbook
• Income certificate
• Marksheets of the last exam that were passed
• Ration card
• Mobile number
• Size of passport photograph

Procedure To Apply Under Kalinga Sikhya Sathi Yojana

• The first step is to visit your siteof the Higher Education Department, Government of Odisha
• Home page for the site will appear prior to your arrival.

• On the homepage on the home page, you must hit Kalinga sikhia Sathi

• Click on the link below to fill out the application

• Then, you need be sure to hit to Register button.

• The new webpage will appear prior to you
• On this new page , you need to input the following data:
  • First name
  • Middle name
  • Last name
  • Mobile number
  • Email ID
  • Password
  • Captcha code
• Then, click submit
• Then click on the login button.
• Once you’ve done that, you’ll need then click then the Student login

• You must now fill in your email address as well as password and the captcha code
• Once you’ve done that, you’ll need to click on the login button.
• You must now click apply for this scheme
• Then, the application form will be displayed to you.
• On this application form, you must fill in all of the information required, such as names, emails address, phone number, etc.
• Following that, you will need to upload all of the necessary documents.
• You must now click submit
• If you follow this process, you will be able to apply for Yojana

Methods To Login To The Portal Portal

• Visit to the Official website for Vidya Lakshmi.

• The homepage will appear before you.
• On the homepage, you were required to click on login link.
• Following options be displayed prior to you.
  • Student login

• Bank login

• Government login

• You must click the choice you wish to make
• Then, you need to type in your username, password, and a captcha code
• Then click on the login button.
• After following this process, you can sign in to the portal.

Offline Application Procedure Of Kalinga Sikhya Sathi Yojana

• First , head to the closest bank
• In the window for inquiry, make sure to request the Kalinga Sikhya Sathi Yojana application form.
• Fill out the application form in which you enter all the necessary information like names, emails address or mobile number, for example.
• Then, attach all required documents to the application form. Attach all the required documents to this
• Then, you can submit this form to the bank that you used to apply for.
• If you follow this procedure, you will be able to apply for Yojana

Procedure To Remit Grievance

• Visit this Official website that is maintained by the Higher Education Department, Government of Odisha
• Home page for the site will be open prior to you
• You must now select Kalinga Sikhya Sathi.
• Once you’ve done that, you’ll need select”Report” to open the grievance box.

• The form for grievance will be presented to you.
• In this form of grievance, you will be required to fill in the following information:
  • Name
  • Email
  • Mobile number
  • Address
  • Message
  • Captcha code
• Once you have done that, you need to click submit
• If you follow this process, you are able to file an appeal

Procedure to Find Loans

• The first step is to visit first the web site for Vidya Lakshmi.
• The homepage will be open prior to you.
• On the home page it is required to select the search button to search for loans.

• You must now input your email address along with your password and the captcha code
• Then, you need to click on the login button.
• You must now look up the loan link.
• The entire list of available loans will appear on your computer’s screen

Contact Details

In this article, we’ve given you all the necessary information about Kalinga Sikhya Sathi Yojana. If you’re facing some kind of issue, you can call the helpline number or send an email to resolve the issue. This number, along with the email address is the following:

• Helpline Number: 020-25678300
• Email Id- [email protected]